( January 15, 2016) -- Sixteen months ago, the Federal Trade Commission held a workshop on “Big Data: A Tool for Inclusion or Exclusion” that examined the impact of the immense collection and analysis of data on vulnerable consumers. Even after four panels of experts weighed in, anecdotes were offered and two additional presentations were made, no consensus emerged about how to maximize big data’s capacity for good and to minimize its risks for underserved communities....